The coastline of Southern California features the busiest beaches on San Diego — Oceanside being the most popular. Ranking #4 in the most diverse suburbs in San Diego County in 2018, Oceanside has a lot of different restaurants, coffee shops, and parks on the coastline adding to the rich diversity of people and amenities. The tourists that come during summer enjoy the beaches of Oceanside. From surfing to gazing at the sunset, people who visit, live in, or pass through Oceanside always make sure that they get the best of what Oceanside has to offer. The houses that are situated in Oceanside, California, feature awesome views of the coastline of Southern California. Most of the homeowners strive to own their house in Oceanside by seeking advice from trusted mortgage companies near the area. Paying such loans is expensive; that is why homeowners chose refinancing as a solution.

Why Should You Consider Refinancing?

Refinancing is considered as a viable way to pay your loans quicker. How? Refinancing allows you to replace your existing mortgage with a new loan. People like you, homeowners and business owners, think about lowering their interest rates, reducing their monthly mortgage payments, or changing their loan from an adjustable-rate to a fixed-rate mortgage. Refinancing helps you lower your interest rates by you choosing your interest rate; this will let you pay less on your loan balance. With the extra money that you have, you can pay off outstanding debts and expenses. You could also switch to a shorter loan term by refinancing, though it will require a much higher monthly mortgage payment. We know how much information to take in when considering refinancing. Get a consultation with the experts at Severino Financial.

What Can We Offer You?

Severino Financial is a mortgage company that was founded by Michael “Mike” Severino, the current president of Severino Financial. He established Severino Financial in 1988. He and his mortgage company can help you with refinancing. Here are the refinancing options we offer:

  • We offer cash-out refinancing, wherein the amount you receive is greater than what you owe on your current mortgage. This means the extra money that you save can be used to pay off other outstanding debts and expenses.

  • Bad-credit refinancing is offered and may be utilized if you have equity in your home. This helps you lower your interest rate, merge your debts, or optimize the term of your loan.

Make your loan term shorter with a refinance. Get a low rate and quality service with Severino Financial. Contact us at (760) 598-9366 or visit our office at 2605 Companero Ave., Vista, California. Severino Financial will see to it that you get the best solution for your loan.