Pre-Application

Get your Mortgage Loan Pre-Approved within minutes!

Severino Financial, Inc. is a licensed mortgage broker and private lender. Severino Financial may elect to retain servicing of loans or transfer loans to a new servicer. This is not a reflection on our borrowers or their properties, and it does not effect the terms or conditions of any loan other than those directly related to the servicing of the loan. If the servicing of your loan is transferred, you will be notified by Severino Financial in writing and you will receive welcome information from the new servicer.

PURPOSE OF LOAN AND PROPERTY INFORMATION

1. What is the purpose of this loan? RefinancePurchaseFreddie Mac HARPFannie Mae HARP

1a. If Purchase, what is the sales price of the property or desired loan amount?

1b. If Refinance, fill out the following property information:

Property Address (street, city, state & ZIP)

Year Acquired

Original Cost

Amount Existing Liens

1c. Purpose of Refinance (Choose one)

BORROWER INFORMATION
If Co-Borrower, please fill out Co-Borrower Section

1. Borrower's Name (include Jr. or Sr. if applicable)

2. Home Phone (incl. area code)

3. Present Address Required RentOwn

Years at Address (Choose One)

4. Name & Address of Current Employer/Business Check, if applicable Self Employed

Business Phone (incl. area code)

Position/Title Length of time on this job

5. Monthly Gross Income (before taxes)

CO-BORROWER INFORMATION
Only fill out if a Co-Borrower is needed

1. Co-Borrower's Name (include Jr. or Sr. if applicable)

2. Home Phone (incl. area code)

3.Present Address Required RentOwn

Years at Address (Choose One)

4.Name & Address of Current Employer/Business Check, if applicable Self Employed

Business Phone (incl. area code)

Position/Title Length of time on this job

5. Monthly Gross Income (before taxes)

COMBINED MONTHLY HOUSING EXPENSE INFORMATION
Please combine Borrower and Co-Borrower housing expenses

1. What is your Rent or 1st Mortgage Amount? (P&I)

Other Financing (P&I)

Hazard Insurance

Real Estate Taxes

Mortgage Insurance

Homeowner Assn. Dues

Other

2. Total Combined Housing Expense (add all above)

COMBINED DEBT INFORMATION
Please combine Borrower and Co-Borrower liabilities

1. Do you have auto loans? YesNo

If Yes, please answer the following
Name of financial company(s)

Monthly Total Combined Payments

Combined Unpaid Balance

2. Do you have any revolving debt?(credit cards, store accounts, etc) YesNo

If Yes, please answer the following
Total Combined Monthly Payments

Total Combined Remaining Balance

3. Do you have any installment loans? (student loans, personal loans, etc) YesNo

If Yes, please answer the following
Total Combined Monthly Payments

Total Combined Remaining Balance

4. Do you have any other obligations? (alimony, child support, maintenance, etc) YesNo

If Yes, please answer the following
Total Combined Monthly Payments

Total Combined Remaining Balance

5. How many properties do you own? (Choose One)

BORROWER DECLARATIONS
If Co-Borrow, please answer Co-Borrower Declarations secion

1. Are there any outstanding judgments against you? YesNo

2. Have you been declared bankrupt within the past 7 years? YesNo

3. Have you had property foreclosed upon or given title or dead in lieu thereof in the last 7 years? YesNo

4. Are you a party to a lawsuit? YesNo

5. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? YesNo

6. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? YesNo

7. Are you obligated to pay alimony, child support, or separate maintenance? YesNo

8. Is any part of the down payment borrowed? YesNo

9. Are you a co-maker or endorser on a note? YesNo

10. Are you a U.S. citizen? YesNo

11. Do you intend to occupy the property as your primary residence? YesNo

12. Have you had ownership interest in property in the last three years? YesNo

CO-BORROWER DECLARATIONS
Only fill out if a Co-Borrower is needed

1. Are there any outstanding judgments against you? YesNo

2. Have you been declared bankrupt within the past 7 years? YesNo

3. Have you had property foreclosed upon or given title or dead in lieu thereof in the last 7 years? YesNo

4. Are you a party to a lawsuit? YesNo

5. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? YesNo

6. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? YesNo

7. Are you obligated to pay alimony, child support, or separate maintenance? YesNo

8. Is any part of the down payment borrowed? YesNo

9. Are you a co-maker or endorser on a note? YesNo

10. Are you a U.S. citizen? YesNo

11. Do you intend to occupy the property as your primary residence? YesNo

12. Have you had ownership interest in property in the last three years? YesNo

Acknowledgement (Check) The information filled out on this online form hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this pre-application or obtain any information related to the Loan, for any legitimate purpose through any source, including a source named in this pre-application or a consumer reporting agency.

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