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Our Products

1st Mortgage Products

1st Mortgage Products

Conventional Loans with 5% Down, FHA Loans with 3% Down, and VA Loans with ZERO% Down. Also, We have the best Refinance options available to get Cash Out, Pay Off Debt, or Pay Off your mortgage faster.

PiggyBack – Fixed Rate - 2ND Mortgages

PiggyBack – Fixed Rate - 2ND Mortgages

Offering Combined Loan to Value (CLTV) of 95% of Purchase and Refinance CLTV of 80%, 15%, 5%.

Hard Money Loans

Hard Money Loans

Unable to get a traditional loan? Bad Credit? We have solutions to help get you the cash you need. $50k to $1.5M based on home/property values (case by case basis). Requires 25% Down on Purchases. 70% LTV for Refinance.

OUR MISSION

To provide fast service with competitive interest rates on a variety of loan products, making refinancing and the purchase money loan process simple and easy for both home owners and investors, even those borrowers turned down by other lenders.

To guarantee each client gets fast service and the lowest interest rates and cost available on all loans. To provide no prepayment penalty loans and no upfront fees for our services.

Serving California, Home Owners and Real Estate Investors since 1984.